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uninsured drivers

10 reasons why you could be driving uninsured

It’s a simple truth; drive a car without insurance and you’re breaking the law. Despite this, it’s reckoned there are more than 1 million uninsured drivers on our roads. They cost law-abiding motorists £400 million each year but only 150,000 or so are prosecuted annually. If you’re caught driving without insurance your car will be … Continued

Car finance options

Car finance options

There are all sorts of ways you can raise the funds to pay for a car, with some better than others. Here we’ll help you through the maze, but there’s one thing to remember above all else: it’s the final cost that matters. This will depend on: How much you borrow The monthly payments and … Continued

used car

Where will buyers find the real deal?

HPI warn drivers that money isn’t everything when buying a used car www.hpicarbuyersguide.co.uk Many used car buyers are tempted to buy from the place they feel is giving them the best financial deal, but the initial saving may end up costing a whole lot more down the line. HPI, provider of the HPI Check® is … Continued

How to test drive a used car

Sometimes when buying a used car it’s easy to be taken in by a seller who seems honest – or to glance at the shiny paint along with the immaculate interior and assume that the rest of the car must be just as good. But failing to take a test drive before buying a used … Continued

HPI applauds renewed focus by government to close down legitimate clockers

And warns motorists of the wear and tear dangers of buying a ‘clocked’ car www.hpicheck.com Long standing campaigner against so-called ‘mileage correction firms’, HPI, is applauding today’s news that Business Minister, Anna Soubry, has pledged a law change to close the loophole that enables fraudsters to wind back the miles on a vehicle’s odemeter.    As many … Continued

first car

Buying your first car?

If you’re thinking about buying your first car, you’re completely overwhelmed at all the choices you can make. You might be torn between new or used, petrol or diesel, manual or auto, what bodystyle to go for – along with exactly which make and model to go for. Your budget will probably dictate what you … Continued

Car Sold

Dealing with car documentation after a sale

The DVLA recently introduced an electronic system for car log book documentation when buying or selling a used car in the UK. The electronic changeover began with driving license paper counterparts, quickly followed by the elimination of road tax discs. Now the V5C log book has gone the same way. In particular, the electronic system … Continued

Petrol or diesel?

It took a long time for diesel cars to become popular in the UK, sales increases coming about largely because of tax incentives for fleet drivers. Until recently the rise of diesel seemed unstoppable, then Volkswagen was caught being dishonest and suddenly petrol-engined cars are back in favour once more. If you’re confused as to … Continued

March registrations – bag a bargain

Brits love their cars and they love to show them off – especially if it’s a new one with the latest registration plate. It’s a tradition that stretches back to 1963, when the original ‘suffix’ plates were introduced. Ever since then we’ve had a ‘year identifier’ that marks out when a car was first registered. … Continued

insurance jargon explained

Insurance jargon explained

Drive a car and you have to have insurance to be legal, but understanding some of the terminology isn’t always easy. Before you buy an insurance policy it’s essential that you get to grips with what’s on offer; here’s how to decipher the code. Types of cover Legally, you need only Third Party insurance which … Continued

Don’t get caught out by outstanding finance warns HPI

As Trading Standards take tougher action on dealers who fall foul www.hpicheck.com HPI is urging used car dealers to make vehicle history checks standard on all stock, regardless of the vehicle’s age, after a Trading Standards investigation led to a trader from Wales being successfully prosecuted for unwittingly selling on a car with outstanding finance … Continued

Supercars can make a super investment

The latest figures from cap reveal that the supercar market could offer a sound return on investment if buyers choose the right make and model. Overall, supercar and some sports car used values have remained level in a depreciating marketplace, but some vehicles are enjoying strong appreciation. Philip Nothard, cap consumer and retail editor, explains, … Continued

The 10 most common reasons for car crashes

Everyone likes to think they’re a good driver and that they’re not going to be involved in a crash. But according to the Association of British Insurers (ABI), every year around three million people claim on their car insurance, sometimes for theft or vandalism, but usually because of some kind of collision. It doesn’t help … Continued

car insurance

Types of car insurance cover

  The problem with car insurance is that it’s full of jargon, but you need to get to grips with it if you’re to stay legal and get the best deal you can when buying cover for your car. One of the key things to consider with car insurance is what level of cover you … Continued